Flexi/Saver Retirement Annuity

Flexible Premium Retirement Annuity

Perfect for an IRA or Deposit Savings

The Flexi/Saver Retirement Annuity is a plan designed to maximize the safety and growth of your savings while minimizing cost. It enables your money to grow faster by paying high interest, with current taxes on earnings deferred until they are withdrawn. The principal is guaranteed and, if elected, can provide an income that you never outlive. There are no administrative charges for establishing this plan nor are there any annual fees.

You may establish your Flexible Premium Retirement Annuity for as little as $25. Subsequent premium payments must be at least $25 and may be made whenever you choose. Interest will be credited to premiums received on a current rate basis. Federal Life, as conditions warrant, will adjust the current rate to reflect future market conditions. This enables us to credit all new premium deposits with a current interest rate that will remain competitive.

Annuity options Federal Life offers include:

• Monthly income for life.
• Monthly income for a certain period and life thereafter.
• Monthly income for you and your spouse for as long as the survivor lives.
• Installment payments for a specified period and amount.

Please contact a Federal Life Insurance Representative for additional details and information on our Flexi/Saver Retirement Annuity.