Opportunities

Federal Life offers independent agents a full portfolio of products, personal service and training, and competitive commissions. Agents can also earn additional income by originating mortgage loans or referring mortgage leads through our subsidiary. Our tradition of financial stability since 1899 enables our agents to recommend us to their clients with complete confidence. We invite you to join our team!

Click on the following topics for additional information:

Products

Federal Life sells a full range of insurance products:

TERM Level Term Series
   
WHOLE LIFE Current Interest Tradition (CIT)
   
FINAL EXPENSE Express Enrollment Plan /Express Plan
   
UNIVERSAL LIFE Ultra Flex Life
   
DISABILITY Disability Monthly Income Policy (DMIP)
   
FIXED ANNUITIES Maxi-Saver Single Premium Deferred Annuity
  Maxi-Saver Guarantee (MSG) Series Deferred Annuity
  Flexi-Saver Flexible Premium Deferred Annuity
   
VARIABLE ANNUITIES* Low-Cost Advantage
   

*The sale of variable annuities requires either a Series 6 or 7 securities license in addition to an insurance license. Your state may also require a variable annuity or variable products line of authority. This product is typically sold by fee based Registered Investment Advisors (RIAs). RIAs without an insurance license can contact Federal Life’s Variable Annuity Concierge Team to facilitate the sale of our variable annuity.

Service And Training

Agents receive the complete support of our Underwriting, New Business, Premium Accounting, and Customer Service Departments. Comprehensive and on-going agent training is available from our Marketing Department.

Contracting And Commissions

All our agents are independently contracted. Our competitive first year commissions are combined with an attractive renewal commission program. We pay commissions weekly through Electronic Funds Transfer.

Home Mortgage Loans

As a Federal Life insurance agent, you can participate in either our Loan Origination Program or our Referral Program. Either program offers you the ability to increase your income.

Loan Origination Program ~ You Originate Mortgage Loans

  • Complete training
  • Home Office support
  • Simplified loan process
  • Competitive products and rates
  • Excellent compensation plan

Referral Program ~ You Refer Mortgage Customers

  • You complete a lead sheet
  • Our "in-house" loan officer follows up on lead
  • If loan is funded, you receive a referral fee

For more information, please either call (847) 850-3265 or email us at info@federallife.com.


If you are interested in contracting with Federal Life, please:
Send us a completed Agent Opportunities form
or
Call us at (800) 233-3750, ext. 511

We look forward to hearing from you!

Click on the following link for more information about Federal Life Insurance Company (Mutual): Company Information