20 Year Level Term with Return of Premium*

 The 20 Year Level Term plan with Return of Premium provides a level death benefit and a complete return of all premiums paid if the certificate is held for 20 years. If the plan is held for less than 20 years, a pro-rated share of premiums will be returned. This plan is renewable to age 95 and convertible to age 65. The scheduled premiums are level for 20 years and will then increase annually. The scheduled premiums are guaranteed for the first 10 years. The Plan also offers an Accelerated Death Benefit Feature.

Issue ages: 20-55 (age nearest birthday)

Minimum policy size: $50,000
(Subject to a minimum annual premium of $100)

Riders
Accidental Death Benefit
Waiver of Premium
Children's Term Rider
Spouse's Renewable Term Rider
Disability Income Rider

*Not available in all states

Please contact a Federal Life Insurance Representative for additional details and information on our 20 Year Level Term with Return of Premium plan.








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