Notes:

• The owner of the contract is the only one who can request a loan; there is no formal loan request form.
• A written request is required. Please include the loan amount that you would like or call the Customer Service department at (800) 233-3750 ext. 503.
• If you live in Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, or Wisconsin, the signatures of both you and your spouse are required except where one of the following items apply:
  1. You are submitting a copy of court documentation awarding you sole ownership of this asset with your request for a loan.
  2. You are submitting a copy of the death certificate in the event your spouse has passed away with your request for a loan.
  3. You have Power of Attorney (POA) for your spouse, and are submitting a copy of the POA appointment with your request for a loan.
  4. You will be indicating never married in lieu of where a spouse’s signature is required.
• If your current beneficiary is irrevocable, their signature for authorization is required.
• If your contract is collaterally assigned, the change must be authorized/requested by the assignee or the assignment released prior to the request for change.

Mail a check to the attention of the Customer Service Department. The check should be made out to Federal Life Insurance Company.

Call the Customer Service Department at (800) 233-3750 ext. 503 to request automatic monthly loan repayments from your checking account.

The amount you choose should be no less than $10 per month or the amount necessary to cover monthly interest charges on your loan; whichever is greater.