Disability Products

Advantages
  • Provides a specific benefit to replace part of lost earned income when an insured person becomes unable to work because of an illness or injury
  • Can be structured to cover the amount of your monthly mortgage payment
  • Premiums are waived during the period monthly income benefits are paid

Disability Monthly Income Policy (DMIP)

  • Benefit Periods: (The period of time for which benefits will be paid after satisfying the elimination period.) One, two, or five year
  • Elimination Periods: (The period of time that must pass from the onset of the disabling condition before benefits will be paid.) 30, 60, 90, or 180 days
  • Issue Ages: One or two year benefit period: 18-59 or Five year benefit period: 18-54

The information presented herein is not a complete description of Federal Life's products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative. Click here to speak to an agent about any Federal Life plan.