Roth Limitations

Limitations on contributions to a Roth IRA:

Modified Adjusted Gross Income (MAGI) Maximum Contributions for Individuals Under Age 50 Maximum Contributions for Individuals Age 50 and Older
Single Filers Married Filing Jointly Married Filing Separately
$101,000 & under $159,000 & under $0 $5,000 $6,000
$102,500 $160,000 $1,000 $4,500 $5,400
$104,000 $161,000 $2,000 $4,000 $4,800
$105,500 $162,000 $3,000 $3,500 $4,200
$107,000 $163,000 $4,000 $3,000 $3,600
$108,500 $164,000 $5,000 $2,500 $3,000
$110,000 $165,000 $6,000 $2,000 $2,400
$111,500 $166,000 $7,000 $1,500 $1,800
$113,000 $167,000 $8,000 $1,000 $1,200
$114,500 $168,000 $9,000 $500 $600
$116,000 & over $169,000 & over $10,000 & over $0 $0