Term Life Insurance

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Term Life Insurance 2016-12-08T19:28:07+00:00

The Level Term Series offers  simple, affordable coverage for a specific period of time. The Level Term Series offers coverage for periods of 10, 15, 20, or 30 years with guaranteed level premiums. Term policies are a great way to cover large expenses let behind due to death, such as educational expenses or a mortgage.

    • Available for issue ages 20-70
    • Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
    • Level death benefit
    • Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
    • Premiums are scheduled to increase every 10 years to age 80, then renew annually; premiums are guaranteed for first 5 years.
    • Optional Riders
      • Accidental Death Benefit
      • Children’s Term Rider
      • Waiver of Premium

Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.

The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.

    • Available for issue ages 20-65 
    • Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
    • Level death benefit
    • Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
    • Premiums are scheduled to be level for first 15 years and are guaranteed for first 7 years.
    • Optional Riders
      • Accidental Death Benefit
      • Children’s Term Rider
      • Waiver of Premium

Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.

The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.

    • Available for issue ages 20-60 
    • Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
    • Level death benefit
    • Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
    • Premiums are scheduled to be level for first 20 years and are guaranteed for first 10 years.
    • Optional Riders
      • Accidental Death Benefit
      • Children’s Term Rider
      • Waiver of Premium

Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.

The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.

    • Available for issue ages 20-55
    • Minimum amount of insurance is $50,000 (subject to a minimum annual premium of $100 and a minimum monthly modal premium of $10)
    • Level death benefit
    • Renewable to age 95, Convertible to age 65 or the 15th policy anniversary, whichever is earlier
    • Premiums are scheduled to be level for first 30 years and are guaranteed for first 15 years.
    • Optional Riders
      • Accidental Death Benefit
      • Children’s Term Rider
      • Waiver of Premium

Note: Except for specific premium guarantees stated in the plan descriptions, our term plans have indeterminate premiums. This means the scheduled premium can be changed (no more than once a year). However, premiums can never be higher than the guaranteed maximum premiums.

The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.

Questions?
Contact Marketing Administration

Phone: (800) 233-3750
ext. 506 

Fax: (847) 520-7651

marketingadmin@federallife.com

Email Marketing Admin

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