Confidence to be creative.
Federal Life Insurance Company is an insurance carrier built for today’s Accident & Health market, bringing experience, curiosity and disciplined execution to complex programs.
Confidence to be creative.
Federal Life Insurance Company is an insurance carrier built for today’s Accident & Health market, bringing experience, curiosity and disciplined execution to complex programs.










Experience changes how you see things.
Federal Life is a carrier for the self-funded ecosystem, working with the organizations shaping how today’s programs come together. More than 125 years in insurance gives us perspective on what holds up over time, and the curiosity to keep asking what could work better.
Experience changes how you see things.
Federal Life is a carrier for the self-funded ecosystem, working with the organizations shaping how today’s programs come together. More than 125 years in insurance gives us perspective on what holds up over time, and the curiosity to keep asking what could work better.
Good programs start with good questions.

Stop-Loss & A&H Programs
Stop loss is our anchor, with the scale and underwriting discipline to support sophisticated program structures.

Fronting Carrier Services
When the opportunity calls for a different risk structure, we know how to find the right balance between flexibility and discipline.

Alternative Health Solutions
New approaches to healthcare deserve a carrier willing to understand what makes them work before deciding how they fit.
We know what works. We also know when to look beyond it.
Experience gives you more than answers. It teaches you which questions are worth asking. Bring us the opportunity, the challenge or the idea that doesn’t fit neatly into the usual structure. That’s where the conversation gets interesting.
We know what works. We also know when to look beyond it.
Experience gives you more than answers. It teaches you which questions are worth asking. Bring us the opportunity, the challenge or the idea that doesn’t fit neatly into the usual structure. That’s where the conversation gets interesting.
Looking for something? Start here.
Policyholders and agents can find claims information, commonly requested forms, account resources and ways to reach our service team in one place.

