Maintain your lifestyle in retirement
with a Single-Pay Plan. 

If you’ve already accumulated savings but are looking for a better way to protect and grow your money, the Single-Pay Plan may be right for you. Federal Life’s retirement plans are designed to help you maximize growth and minimize risk. The Single-Pay Plan offers a competitive bonus rate to help boost your earnings.

Single-Pay Plan Product Details 

Product Name: Maxi/Saver Guarantee Series
Product Type: Single Premium Deferred Annuity
Issue Ages: 0-85

Minimum Single Premium: $5,000

The 5 Year Plan provides a competitive interest rate that is guaranteed for the first 5 contract years. 
The 7 Year Plan provides a competitive interest rate that is guaranteed for the first 7 contract years.

Advantages
• Guaranteed principal ^{(1), (2)}
• Guaranteed death benefit ⁽²⁾
• Guaranteed minimum interest rate ⁽²⁾
• Earns interest on a tax-deferred basis ⁽³⁾
• Can provide pension-like income for retirement years
• No annual service charge
• Suitable for Traditional IRAs and Roth IRAs
• A variety of income payment options available. 

(1) You may incur a surrender charge in the event of early plan termination.
(2) All guarantees are based solely on the claims-paying ability and financial strength of the issuer.
(3) Earnings taken from an annuity may be subject to ordinary income tax and may be subject to a 10% IRS early withdrawal penalty if taken before age 59½.

The information presented herein is not a complete description of Federal Life’s products. For more information, including whether or not a product is approved for sale in your state, please contact a Federal Life representative.